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Savannah Chrisley said she struggled financially after her parents, Todd and Julie Chrisley, went to prison, describing a situation in which she was left dealing with “three mortgages,” lawyers’ bills and children to care for. The claim is best understood as her account of the practical financial burden—not proof that she personally owned or was legally solely liable for three mortgage loans.
Savannah Chrisley said she struggled financially after her parents, Todd and Julie Chrisley, went to prison. In 2024 coverage, she described being left to deal with “three mortgages,” lawyers’ bills and responsibility for children while the family’s circumstances changed and television income was disrupted.
That statement describes Savannah’s account of the burden she faced. It does not, based on the public reporting available, establish that she personally owned every property, originated each loan or was legally solely liable for all three mortgages.
What Savannah Chrisley said about the mortgages
The “three mortgages” claim comes from reporting about Savannah’s life after Todd and Julie’s incarceration. In that account, she said she was dealing with three mortgages in addition to lawyers’ bills and the responsibility of caring for children.
The wording matters. “Left with three mortgages” can describe obligations or household financial problems that Savannah had to manage or confront. It is not the same as a verified legal finding that she held title to three properties or was the named borrower on three separate loans.
No reliable source identified in the available research provides a mortgage-by-mortgage breakdown showing the properties’ addresses, lenders, balances, interest rates, origination dates, payment status or the legal identity of each borrower. Claims circulating on social media about particular homes, trusts or liens should therefore not be treated as established facts.
Why the family’s finances changed so sharply
Todd and Julie Chrisley became nationally known through the reality series Chrisley Knows Best, which featured the couple, Savannah and other members of the family. Their public profile and television income formed part of the family’s financial background before the criminal case.
Federal prosecutors said Todd and Julie were convicted at trial in a case involving bank fraud, wire fraud, tax evasion and related conduct. According to a U.S. Department of Justice sentencing announcement dated November 21, 2022, prosecutors said the couple obtained more than $36 million in personal loans using false financial documents. The department said the money was used for items and expenses including luxury cars, clothing, real estate, travel and repayment of earlier loans.
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Todd Chrisley was sentenced to 12 years in prison and Julie Chrisley to seven years. The Eleventh Circuit’s June 21, 2024, opinion is the primary appellate record for the case and is the better source for precise procedural or legal details.
Those convictions and sentences provide the legal context for the family’s disruption. They do not, by themselves, prove who was responsible for any particular mortgage. Savannah’s reported financial account should be kept separate from the court’s findings about her parents’ conduct.
The bills Savannah said she was facing
According to the entertainment coverage, Savannah described several pressures at once:
- Three mortgages: her description of the housing-related financial obligations she was left managing or confronting.
- Lawyers’ bills: legal expenses connected with the family’s situation, as described in the reporting.
- Children to care for: responsibility for children during a period when the family’s normal support structure had changed.
- Interrupted television income: the loss or disruption of income associated with the family’s television work, as described in the same context.
The available reports do not provide enough financial documentation to calculate the total burden or determine how much of it Savannah personally paid. There is also no verified public accounting showing whether the mortgages were current, refinanced, transferred, modified or paid by another family member.
Did Savannah inherit three mortgages?
There is not enough evidence to say that Savannah “inherited” three mortgages. A mortgage is a loan secured by property, and the person who manages payments is not necessarily the property owner or the borrower named in the loan documents.
For that reason, the most accurate description is that Savannah said she was left dealing with or confronting three mortgages. A definitive statement about ownership or legal liability would require documents such as deeds, loan agreements, court filings or a direct on-the-record clarification from Savannah or the relevant lenders.
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The same caution applies to the word “left.” It may refer to the practical aftermath of her parents’ imprisonment rather than a formal transfer of debt. Public reporting does not establish the precise legal chain by which any mortgage obligation was assigned or paid.
What happened to the Chrisley family after prison?
The family’s circumstances continued to change after the original 2024 reporting. Savannah has discussed the family’s legal, emotional and practical experiences on her podcast, Unlocked with Savannah Chrisley, which uses a recurring first-person format.
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Random freezes, missing sound and display glitches usually trace back to one bad driver. Find and replace yours safely.Free scan · under a minuteA 2025 episode listing says she discussed life after her parents’ pardons, changes in family life, moving plans and possible business opportunities. That later material shows that the family’s situation was evolving, but it does not provide a mortgage-by-mortgage accounting or verify the ownership and payment details behind the “three mortgages” statement.
Dates are important here. The three-mortgage account concerns the period after Todd and Julie went to prison and was reported in 2024. Later developments, including the family circumstances discussed in 2025, should not be read back into the earlier account without a specific source.
Why the statement attracted attention
Savannah’s comments drew attention because viewers had seen the family present a highly visible lifestyle on Chrisley Knows Best. The contrast between that television image and her description of mortgages, legal bills and childcare made the practical consequences of the family’s legal crisis more immediate to audiences.
It is still important not to treat a reality-TV program as a complete financial record. Entertainment coverage can report what a public figure says, but it cannot substitute for deeds, loan records, bankruptcy filings, judgments or other primary documents when the question is who legally owns or owes what.
The later Chrisley documentary context
Disney+ listed The Chrisleys: Back to Reality as a one-season reality/docuseries examining the family’s life before and after the legal crisis. The project helps explain why Savannah’s comments continued to attract interest, but its existence does not independently verify the amount, ownership or status of any mortgage.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.What can safely be concluded
Savannah Chrisley publicly described a period of financial struggle in which she said she was dealing with three mortgages, lawyers’ bills and responsibility for children after her parents went to prison. The family’s financial disruption occurred against the background of Todd and Julie’s federal convictions and imprisonment, as well as the interruption of their established television-based public life.
What cannot safely be concluded is that Savannah personally owned three homes, signed all three mortgage loans, inherited the debt or remained solely responsible for every payment. Those details have not been established by the reporting and source material available for this account.
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Frequently Asked Questions
Why did Savannah Chrisley say she had three mortgages?
The phrase comes from 2024 reporting about Savannah’s account of life after her parents’ incarceration. She said she was dealing with three mortgages along with lawyers’ bills and responsibility for children.
Did Savannah Chrisley legally own all three mortgages?
No. The available reporting does not establish that Savannah owned three properties or was the named borrower and sole legal debtor on three mortgages. It reports her description of the obligations she had to manage or confront.
Why did Todd and Julie Chrisley go to prison?
Todd and Julie Chrisley were convicted at trial in a federal case involving bank fraud, wire fraud, tax evasion and related conduct. The Justice Department announced prison sentences of 12 years for Todd and seven years for Julie on November 21, 2022.
Has Savannah Chrisley’s financial situation changed since the original report?
The family’s situation changed after the original 2024 reports. Savannah discussed life after her parents’ pardons and other family developments in a podcast episode listed in 2025, but that material does not provide a detailed accounting of the three mortgages.
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The Bottom Line
Bottom line: “Three mortgages” is Savannah Chrisley’s description of the financial obligations she said she faced after her parents’ imprisonment—not verified proof that she personally owned or was legally liable for three mortgage loans. The public record supports the broader account of financial strain, but not a detailed breakdown of the properties, lenders or balances.
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